How Can You Stabilize Your Credit Report?

How Can You Stabilize Your Credit Report?

Do you want to get your credit reports updated? Do you want to correct errors or mistakes in your credit history? Are you applying for any job? Do you want to remove any incorrect information in the documents? You can easily do away with these problems under the 1968 act. It is nothing but the FCRA or Fair Credit Reporting Act which secures every individual by regulating and using credit knowledge or information about him or her. With the help of this act you get to know the mistakes in your credit report and thereby you can take proper measures to rectify those mistakes.

What is meant by credit report?

The credit report is nothing but the snapshot of an individual’s credit history. It is the financial information of a person that the credit providers give an account to the credit bureaus. Generally the report contains a detailed account of your personal information- your date of birth, address and the correct social security number. The Fair Credit Reporting Act provides you with some rights regarding your credit history and you should be aware of such rights.

What does the act cover?

This act provides free credit information to the desired consumers under specific situations. A free report can be easily achieved if an insurer or an employer makes a wrong decision about you, depending upon the information available in the credit report. If you are the victim you should request the credit report in about 60 days from the credit bureau. Thus you can get free reports every year if you are a victim of fraudulent action or looking for any job. You get the reports within 60 days and not more than that. The act tells about your reputation, lifestyle, and creditworthiness and also about your character. You have the right to order the free reports through the annual report website.

What are the limitations?

The Fair Credit Reporting Act limits on the time period of your personal information. The accounts which are not positive stay on the credit report for at least 7 years. However an unpaid tax or an accrued tax remains in the report for at least 10 years. Bankruptcies also remain for 10 years. However a positive account stays for 10 years too.

The right to file a dispute

If your credit report is full of errors in it, you can file a dispute with the credit bureau. You can do it via phone or email and the investigation is executed for thirty days.

If you maintain the stock of your company, then stock management can even help you maintain your credit score effectively.

How Can You Stabilize Your Credit Report?

Top Three Unique Attractions For Tourists In Abu Dhabi

Top three unique attractions for tourists in Abu Dhabi

Abu Dhabi, being the largest emirate and capital of the UAE, is known for its diverse culture and heritage appeal to Asian tourists. It is true that Dubai is a hot tourist spot in the UAE but Abu Dhabi is also second to none in this regard. Ranging from the Corniche Abu Dhabi to Al Jahili Fort, Al Hosn Palace to Heritage Village, Iranian Souk to Island, Bedouin Village to Dhow Harbour and Marina Mall Tower to Family and Kids Park Zoo, Abu Dhabi offers numerous unique tourist sites give a life long memory to tourists in Dubai.

Just like Dubai, Abu Dhabi also has magnificent Abu Dhabi real estate developments that add to its beauty, splendour and appeal. A tourist after spending 2 days in Abu Dhabi said, ‘Those who say Dubai is the only tourist site in the UAE are wrong. Abu Dhabi is bursting with unique and enjoyable activities for the tourists and I wish I could have spent more time there.’
I happened to visit Abu Dhabi last year and I must say it’s incredible with respect to its public ethics, food taste, magnificent developments, serene beaches, grand mosques and big amusement parks. If you also have plans to visit Abu Dhabi, I would recommend you to visit these three unique sites. 

Ferrari World Abu Dhabi!

Spanning over an area of 30,080 acres, it is the largest indoor amusement park of the world situated on Yas Islands in Abu Dhabi. The park is a Ferrari themed park which depicts the story of Ferrari through the excitement and passion which tourist enjoy while on the rides. Ferrari World features 2 water parks providing exhilarating water rides, 5 golf courses, 4 theme parks and several spas, fitness centres and resort hotels promising extra ordinary fun activities to tourists. 

The Ferrari rides include Formula Rossa (the fastest roller coaster in the world), speed magic (a 4D adventure taking the rider to the green jungles, icy caves and fiery volcano), Galleria Ferrari (the largest Ferrari gallery in the world), G-Force and several others under the huge red roof made of iron. 

Sheikh Zayed Grand Mosque!

Tourists should never miss out on this grand mosque if they enter the emirate through main Abu Dhabi Island. Sheikh Zayed Mosque, the largest mosque in the UAE, has the capacity to accommodate more than 41,000 worshippers at a time. Having several 24 carat gold glided chandeliers, 82 domes and over 1000 column, this mosque is a superb blend of architecture and style. The mosque named after Sheikh Zayed also makes the final resting place of the ruler.   

The largest hand knit carpet on the floor, reflective pools, white and golden colour of the mosque shining under the sun and the unique lightening system that lightens it at night amplify the beauty of mosque. Unlike other mosques in Abu Dhabi, this mosque always remains open for tourists (Muslims only) except on Friday.   

Abu Dhabi Ice Rink!

If you want to get rid of intense heat of Abu Dhabi, paying a visit to the largest ice rink of Abu Dhabi would be a wise idea. Located at Zayed’s Sports City, this ice rink covers an area of 1,800 square metres, accommodates 400 skaters at a time and provides seating to 1,200 people. For learning ice skating and ice hockey, teaching classes have been organised especially for beginners. Relaxing in cold indoor environment, seeing your kids playing and having coffee at the site makes the perfect enjoyment for a family. 

Tourists just need to pay 5 Dirhams for entering ice rink, 10 Dirhams to use ice rink with own skates and 15 Dirhams to use ice rink with hired skates. The place is always crowded with people so it’s better to visit it during the weekdays and not on weekends.



Top Three Unique Attractions For Tourists In Abu Dhabi