What Not to Eat During Pregnancy- List

What Not to Eat During Pregnancy- List

What Not to Eat During Pregnancy- List

Dieting

29th April 2011 - By Vitamin

The following is a list of some foods that are safe to eat during pregnancy, and foods that you should stay away from.

 

Safe to Eat During Pregnancy

• Coffee: For those women who would not be the same without their cup of morning joe, take heart — coffee is considered safe during pregnancy. Because caffeine can cross the placenta and affect your baby, it is smart to limit your coffee to 2 to 3 cups per day, maximum. Pregnancy hormones and metabolism can wreak havoc on your digestive system, so coffee may make you a bit more jittery than usual. If you find yourself having a hard time dealing with coffee, try to cut back even more, or go half-decaf.
• Caffeinated Soda: The same rules dealing with coffee pertain to caffeinated soda — moderation is key, so try to limit your intake of soda to no more than 24 ounces (680 g) per day. Since it has no nutritional value, try replacing it with water, milk or a healthy juice.
• Diet Soda: The Food and Drug Administration (FDA) has deemed artificial sweeteners such as aspartame and Splenda® safe to eat during pregnancy. However, it is artificial, and Splenda® hasn’t been around long enough to research long term effects. Unless you’re diabetic, it may be worth just splurging on an occasional non-diet soft drink, and avoid artificial sweeteners altogether.
• Tea: A cup of tea can be a relaxing part of your day, and some teas can have added health benefits as well. Doctors advise pregnant women to avoid blue or black cohosh due to the fact that it can stimulate contractions of the uterus.
• Chocolate: Some women who fear consuming too much caffeine while pregnant and limit their intake of chocolate will be happy to know that because the amount is negligible, they can indulge in this favorite craving. Beware — chocolate during pregnancy is a notorious cause of heartburn!
• Vegetarian or Vegan Diet: because these diets tend to be very well balanced and healthy, most doctors will not advise against a vegetarian or vegan diet. However, studies have shown that pregnant women on these types of diets may suffer from a B12 deficiency which can lead to serious anemia. Be sure to get extra calcium and protein if on these diets.
• Fish: while women should avoid certain types of large fish that contain high levels of mercury, there are many other types of fish and shellfish that will give them the benefits of omega-3s. Shrimp, flounder, scallops, catfish and crab are all examples of fish that are safe to eat during pregnancy. Just be sure that they are fully cooked.
• Spicy Foods: Don’t let old wives tales keep you from your favorite spicy foods during pregnancy. While spicy foods may wreak havoc on your digestion, and cause searing heartburn, it’s safe to eat during pregnancy. Interestingly enough, certain strong tastes can cross the placenta and babies learn to have a taste for what their mom likes.
• Livestock with antibiotics: Because the levels of antibiotics in livestock are so minute, red meat is safe to eat during pregnancy. If you’re concerned, it can’t hurt to eat organic, free-range meat to ease your worries.
• 

Foods that Aren’t Safe to Eat During Pregnancy

• Alcohol: Alcohol in any amount is unsafe for the health and development of your baby.
• Un-pasteurized Juices: Un-pasteurized juice can harbor bacteria that can affect you and your baby. Unless you’ve washed, squeezed and bottled the juice yourself, you have no idea how it was handled before it got to you. The process of pasteurization should kill all bacteria, making it a safe during pregnancy.
• Smoked/Cured Meats and Deli Meats: Cold cuts and smoked meats can harbor bacteria like E. coli and listeria, which can be very dangerous for a pregnant woman and her baby. Avoid them during pregnancy, as well hot dogs — even the ones you make at home.
• Fish: although fish is generally safe to eat during pregnancy, certain large fish which prey on smaller fish may have unsafe levels of mercury in their flesh. Avoid shark, swordfish, tilefish and king mackerel during pregnancy. Limit tuna to smaller types of tuna, and canned tuna, to about 6 ounces (170 g) per week.
• Soft Cheeses: Certain soft cheeses can harbor bacteria as well — stick with hard or pasteurized cheese.
• Sushi: Raw fish and shellfish are definitely not safe to eat during pregnancy. They can harbor hepatitis, bacteria and parasites, all dangerous to women and their fetuses. If you love your sushi, plan to have some delivered to the hospital room after you’ve given birth as a reward for depriving yourself for the last nine months!
• Soft, unpasteurized cheeses: These include brie, camembert, feta, gorgonzola, and blue cheeses (if these types of cheese are labeled “pasteurized,” then they are safe to eat, says Kalnins). “Some pre-packaged soft cheeses, such as feta or ch?vre, may be pasteurized, but just check the labels to make sure and avoid buying them fresh from a deli counter.” Unpasteurized cheeses may contain Listeria, putting you at risk of listeriosis. Listeria can also cross the placenta and harm the fetus.
• Pre-packaged deli meats: Deli meats may also be contaminated with Listeria and are only safe if reheated until they’re steaming.
• Symptoms of listeriosis include flu-like nausea, vomiting, headache, fever and achy muscles and can occur two to 20 days after eating a contaminated food.
• Raw fish: You’ll have to put your sushi habit on hold until after your baby is born. Raw fish (which includes mussels, clams, oysters and sushi), as well as smoked salmon, may be contaminated by salmonella, E. Coli or toxoplasmosis, which can put both you and your baby at risk.
  Eating fish during pregnancy is important, says Kalnins. (Health Canada recommends moms-to-be eat at least 150 g of fish each week because it contains omega-3 fats and other important nutrients for pregnancy). But it’s important to be careful when it comes to types that contain high levels of mercury, such as shark, swordfish, king mackerel, tuna and tilefish. Canned light tuna is safe at about two cans per week, while canned albacore tuna should be limited to six oz per week.
• Undercooked meat and eggs: These are all potential sources of bacteria that could be harmful during pregnancy. It’s important to cook all meat and poultry until there is no pink left inside, and cook eggs until they are hard (watch out for homemade recipes that could contain uncooked eggs, such as Caesar salad dressing or hollandaise sauce).

When in doubt, ask your doctor if it’s safe to eat during pregnancy, or consult a resource like the Organization of Teratology Information Specialists (OTIS).

    

A Health-Promoting Meat Replacer

A Health-Promoting Meat Replacer

A Health-Promoting Meat Replacer

Alternative

28th April 2011 - By Vitamin

Soybeans are regarded as equal in protein quality to animal foods. Just 4 ounces of tempeh provides 41.3% of the Daily Value (DV) for protein for less than 225 calories and only 3.7 grams of saturated fat. Plus, the soy protein in tempeh tends to lower cholesterol levels, while consuming protein from animal sources tends to raise them, since they also include saturated fat and cholesterol. In addition to healthy protein, some of tempeh’s nutritional high points include:

Riboflavin: 4 ounces of tempeh provides 23.5% of the DV for this B-vitamin. A nutrient essential for the transfer reactions that occur to produce energy in the mitochondria, riboflavin is also a cofactor in the regeneration of one of the liver’s most important detoxification enzymes, glutathione.

Magnesium: Tempeh also provides 21.9% of the DV for Nature’s blood vessel relaxant, magnesium, in just 4 ounces. In addition to its beneficial role in the cardiovascular system, magnesium plays an essential role in more than 300 enzymatic reactions, including those that control protein synthesis and energy production.

Manganese and Copper: That same 4 ounces of tempeh will give you 72.5% of the DV for manganese and 30.5% of the DV for copper. These two trace minerals serve numerous physiological functions including being cofactors for the antioxidant enzyme superoxide dismutase.

Beneficial Effects on Cholesterol Levels and Platelets

Soy protein has been found in recent years to be excellent for a number of different conditions, one of the most important ones being heart disease. Soy protein has been shown in some studies to be able to lower total cholesterol levels by 30% and to lower LDL, or “bad” cholesterol, levels by as much as 35-40%. This is important because high levels of cholesterol, especially LDL cholesterol, tend to become deposited into the walls of blood vessels, forming hard plaques. If these plaques grow too large or break, they can cause a heart attack or stroke.

Some studies have even shown that soy protein may be able to raise HDL cholesterol levels. HDL cholesterol travels through the body collecting the cholesterol that has been deposited in the arteries, so it can be taken away and removed by the liver. One of the main goals of atherosclerosis treatment and prevention, therefore, is to lower LDL cholesterol levels while raising HDL levels. And soy is one food that may be able to do both at once.

In addition, soy foods like tempeh are rich in dietary fiber. When eaten, the fiber in tempeh binds to fats and cholesterol in food, so less is absorbed. In addition, tempeh’s fiber binds to bile salts and removes them from the body. Since the liver gets rid of cholesterol by transforming it into bile salts, their removal by fiber forces the liver to use more cholesterol to form more bile salts, leading to lower cholesterol levels overall.

Stabilize Blood Sugar at Healthy Levels

Another condition for which tempeh can be very beneficial is diabetes, particularly type 2 diabetes. The protein in tempeh is excellent for diabetic patients, who tend to have problems with animal sources of protein. The protein and fiber in tempeh can also prevent high blood sugar levels and help in keeping blood sugar levels under control. Some diabetics even find that the effects of soy foods, such as tempeh, and other legumes on blood sugar are so profound that they need to monitor their new blood sugar levels and adjust their medications accordingly. Of course, all of this should only be done under the supervision of a doctor. Diabetes patients are especially susceptible to atherosclerosis and heart disease, which is the number one killer of persons with diabetes. Keeping cholesterol levels low with soy foods may be useful for preventing these heart problems. In addition, soy foods have been shown to lower high triglyceride levels. Triglyceride levels tend to be high in diabetic patients, and high triglyceride levels are another factor of diabetics’ increased risk for heart disease.

Promotes Gastrointestinal Health

The fiber in tempeh also provides preventative therapy for several other conditions. Fiber is able to bind to cancer-causing toxins and remove them from the body, so they can’t damage colon cells. Tempeh, which is made from high-fiber soybeans, may therefore be able to help reduce the risk of colon cancer. As a matter of fact, in areas of the world where soy foods are eaten regularly, rates of colon cancer, as well as some other cancers, including breast cancer, tend to be low.

A Healthy Transition through Menopause

One of the more popular uses of soy foods lately has been in the treatment of menopausal symptoms. Soybeans contain active compounds called isoflavones that act like very weak estrogens in the body. These phytoestrogens bind to estrogen receptors and may provide enough stimulation to help eliminate some of the uncomfortable symptoms that occur when natural estrogen levels decline. Studies have shown that women who consume soy foods report a significant reduction in the amount of hot flashes that they experience. There is also some evidence that soy foods may even be able to help reduce the bone loss that typically occurs after menopause. And as women’s risk for heart disease significantly increases at menopause, soy foods’ numerous beneficial cardiovascular effects make tempeh a particularly excellent choice for frequent consumption as menopause approaches.

Promotes Men’s Health

In epidemiological studies, genistein, a naturally occuring isoflavone found chiefly in soy foods, has been consistently linked to lower incidence of prostate cancer. A recent study of human prostate cancer cells demonstrated some of the mechanisms behind genistein’s anti-prostate cancer effects. Genistein not only induced chemicals that block cell cycling, thus preventing the proliferation of cancerous cells in the prostate, but at high concentrations actually induced apoptosis, the self-destruct sequence the body uses to eliminate worn out or abnormal cells.

Another study looked at the antioxidant effects of these isoflavones in soy, and found that genistein protected cells in healthy men from an increase in free radical production by inhibiting the activation of an important inflammatory agent called NF-kappaB and by decreasing levels of DNA adducts (a marker of DNA damage).

(Source:http://whfoods.org/genpage.php?tname=foodspice&dbid=126)

Vitamin B

Vitamin B

What Is Vitamin B50?

Vitamins

20th April 2011 - By Vitamin

What Is Vitamin B50?

“B50″ is vitamin industry jargon for B-vitamin supplements that contain 50 milligrams of several B-complex vitamins in one pill, capsule or liquid vitamin dose. Examples of marketed labels are “Formula B-Complex 50 High Potency B Vitamins,” and “B-50 Caps Vitamin B-Complex Dietary Supplement.” B-complex is also packaged in B-100 dosages.

Recommended Daily Allowance

Vitamins were chemically isolated and identified by various scientists beginning around 1900. Food rationing during World War II prompted national defense programs to study the minimum nutrition from dietary sources necessary to avoid disease in a healthy population. By 1941, dietitians had agreed on minimum Recommended Dietary Allowance required daily from dietary sources. Commercial vitamin supplements were marketed over the counter by 1950. The U.S. Department of Agriculture revises dietary guidelines as research progresses and requires a Daily Value assessment to be printed on labels of packaged food.

RDA for B-Complex

Fifty milligram dosage significantly exceeds Recommended Dietary Allowance for B vitamins. RDA for vitamin B1 (thiamine) is 1.2 milligram to avoid nerve disease. RDA for B2 (riboflavin) is 1.3 milligrams to avoid skin and membrane disease. RDA for B3 (niacin) is 16 milligrams to avoid pellagra, a skin disease. RDA for B6 (pyridoxine) to avoid nerve damage is 17 milligrams. RDA for B9 (folic acid) is 30 micrograms or only 0.03 milligrams to support production of healthy red blood cells, although twice that dosage is recommended during pregnancy or for women planning a pregnancy.

Linus Pauling

Chemist Linus Pauling won a 1954 Nobel Prize in chemistry for work that included analysis of the tetravalent potentials of the carbon atom, a related theory of hybridized electron bond orbits to explain shapes of organic molecules and a description of electronegativity, the degree of polar attraction of a molecule. In 1968, Pauling’s work with vitamin C led him to advocate investigation of “orthomolecular” medicine, or therapy based on large doses of vitamins.

Orthomolecular

Orthomolecular theory suggests that many medicines developed by commercial industry essentially replace the functions of natural substances. For example, if a failure to properly absorb and utilize B3 (niacin) is a causal or contributing factor in schizophrenia, then orthomolecular doses (megadoses) of niacin are a potential treatment. Orthomolecular therapy is outside of mainstream medical practice and many mainstream medical organizations have issued statements concerning the danger of over the counter megadose vitamin self-medication.

Orthomolecular Studies of Niacin

Niacin is a success story in orthomolecular medicine. In 2004, a team of cardiologists at Walter Reed Army Medical Center first established that niacin taken under clinical supervision in support of statin drugs does help lower cholesterol levels in patients at risk of heart attack. However, niacin can complicate the conditions of patients with diabetes or stomach ulcers. A 1977 study published in Communications in Psychopharmacology by Ban, Lehmann and Deutsch confirmed that niacin did not support anti-psychotic medications in relieving patients with schizophrenia. At large doses, over-the-counter supplements become drugs and should not be taken without first consulting a physician.

Toxicity of B-vitamins

The liver and kidneys filter toxins from blood, and several B vitamins do pose a risk of liver damage if taken at megadoses. Other B-complex toxicities include, but are not limited to, slowing or decreasing insulin release, anemia, pernicious anemia, insomnia or depression, headaches, changes of blood pressure, changes in thyroid function, shortness of breath and episodes of acute anxiety. Although commercial B50 supplements are safe dosages for healthy adults when taken as directed on the product’s label, megadosing with several daily doses of a B50 supplement or combining B50 doses with multivitamin supplements should not be done without medical supervision.

Read more: What Is Vitamin B50? | eHow.com http://www.ehow.com/about_5070239_vitamin-b.html#ixzz1K3xt5mmB

Vitamin A

Vitamin A

Multivitamins

Multivitamins

Nutritional Vitamin Supplements

Nutritional Vitamin Supplements

Tips on Finding the Best Credit Card Deals

Tips on Finding the Best Credit Card Deals

Tell Me More About Credit Repair

Tell Me More About Credit Repair

The Things You obligatoriness negotiate To Fix greatest Credit

The Things You obligatoriness negotiate To Fix greatest Credit

Smarten Up With Your Credit Card

Smarten Up With Your Credit Card

Uh … I Need To Get This Girl To Babysit My Kids – Mel’s Hidden Talent!!!

On second thought... That could create the most annoying kids on the planet. She won't be coming over. 

universal finances

Lower Credit separate Debt

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universal finances

What is FOREX or FOREX MARKET?

What is FOREX or FOREX MARKET?
The Foreign Exchange market (also referred to as the Forex or FX market) is the largest financial market in the world, with over $1.5 trillion changing hands every day.
That is larger than all US equity and Treasury markets combined!
Unlike other financial markets that operate at a centralized location (i.e. stock exchange), the worldwide Forex market has no central location.
It is a global electronic network of banks, financial institutions and individual traders, all involved in the buying and selling of national currencies.
Another major feature of the Forex market is that it operates 24 hours a day, corresponding to the opening and closing of financial centers in countries all across the world, starting each day in Sydney, then Tokyo, London and New York.
At any time, in any location, there are buyers and sellers, making the Forex market the most liquid market in the world.
Traditionally, access to the Forex market has been made available only to banks and other large financial institutions.
With advances in technology over the years, however, the Forex market is now available to everybody, from banks to money managers to individual traders trading retail accounts.
The time to get involved in this exciting, global market has never been better than now. Open an account and become an active player in the largest market on the planet.
The Forex Market is very different than trading currencies on the futures market, and a lot easier, than trading stocks or commodities.
Whether you are aware of it or not, you already play a role in the Forex market. The simple fact that you have money in your pocket makes you an investor in currency, particularly in the US Dollar.
By holding US Dollars, you have elected not to hold the currencies of other nations. Your purchases of stocks, bonds or other investments, along with money deposited in your bank account, represent investments that rely heavily on the integrity of the value of their denominated currency ¨the US Dollar.
Due to the changing value of the US Dollar and the resulting fluctuations in exchange rates, your investments may change in value, affecting your overall financial status.
With this in mind, it should be no surprise that many investors have taken advantage of the fluctuation in Exchange Rates, using the volatility of the Foreign Exchange market as a way to increase their capital.
Example: suppose you had $1000 and bought Euros when the exchange rate was 1.50 Euros to the dollar.
You would then have 1500 Euros.
If the value of Euros against the US dollar increased then you would sell (exchange) your Euros for dollars and have more dollars than you started with.
Example:
You might see the following:
EUR/USD last trade 1.5000 means
One Euro is worth $1.50 US dollars.
The first currency (in this example, the EURO) is referred to as the base currency and the second (/USD) as the counter or quote currency.
The FOREX plays a vital role in the world economy and there will always be a tremendous need for the exchange of currencies.
International trade increases as technology and communication increases. As long as there is international trade, there will be a FOREX market.
The FX market has to exist so a country like Germany can sell products in the United States and be able to receive Euros in exchange for US Dollar.
RISK WARNING:
Risks of currency trading :
Margined currency trading is an extremely risky form of investment and is only suitable for individuals and institutions capable of handling the potential losses it entails. An account with a broker allows you to trade foreign currencies on a highly leveraged basis (up to about 400 times your account equity). The funds in an account that is trading at maximum leverage may be completely lost if the position(s) held in the account experiences even a one percent swing in value, given the possibility of losing one’s entire investment. Speculation in the foreign exchange market should only be conducted with risk capital funds that, if lost, will not significantly affect the investors financial well-being.
10 REASONS TO START TRADING FOREX!
More and more well informed investor and entrepreneurs are diversifying their traditional investments like stocks, bonds & commodities with foreign currency because of the following reasons:
1. FOREX is the largest financial market in the world.
With a daily trading volume of over $1.5 trillion, the spot FOREX market can absorb trading sizes that dwarf the capacity of any other market. In fact, when compared with the $50 billion daily market for equities or the $30 billion futures market, it becomes quickly apparent this gives you, and millions of other FOREX traders, almost infinite trading liquidity and flexibility.
2. FOREX is a True 24-hour market.
The FOREX Market never sleeps. Trading positions can be entered and exited at any moment around the globe, around the clock, 5.5 days a week. There is no waiting for an opening bell as in the case of trading stocks. It is a 24- hour, continuous electronic (ONLINE) currency exchange that never closes. This is very desirable for you if you want to trade on a part-time basis, because you can choose when you want to trade: morning, noon or night.
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3. There is never a Bear Market in FOREX.
You can have access to a seamless exchange of currencies. Currencies trade in “pairs” (for example, US dollar vs. JPY (YEN) or US dollar vs. CHF (Swiss franc), one side of every currency pair (for example, USD/CHF) is constantly moving in relation to the other. Thus, when you buy a particular currency, you are actually simultaneously selling the other currency in that particular pair. As the market moves, one of the currencies will increase in value versus the other. Of course, it is up to you to choose the correct currency to be long ( you bought) or short( you sold).
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4. High Leverage – up to 400:1 Leverage.
You are permitted to trade foreign currencies on a highly leveraged basis – up to 400 times your investment with Fenix Capital Management, LLC and with some other brokers.
Standard 100,000- US$ currency lots can be traded with as little as 0.25% margin, or $250.
Mini FX accounts are permitted to trade with just 0.25% margin, meaning, just $25 allows you to control a 10,000-unit currency position.
Futures traders, who are accustomed to margin requirements generally equal to 5-7%-8% of the contract value, will immediately recognize that the FOREX market provides much greater leverage, and for stock traders, who must post at least 50% margin, there’s no comparison. If you’re looking for an efficient use of trading , trade the Forex Market.
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5. Price Movements might be Highly Predictable.
Currency prices in the FX market generally repeat themselves in relatively predictable cycles, creating trends. The strong trends that foreign currencies develop are a significant advantage for traders who use the “technical” methods and strategies.
Unlike stocks, currencies have the tendency to develop strong trends. Over 80% of volume is speculative in nature and, as a result, the market frequently overshoots and then corrects itself. As a technically-trained trader, you can easily identify new trends and breakouts, to enter and exit positions.
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When you trade FOREX, through Fenix Capital Management LLC (FCM) you can do it totally FREE of commissions and fees , regardless of your account size.
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Fenix Capital Management LLC, requires a very low minimum amount to open a brokerage account, only US$ 200 and they do not charge commissions or fees to trade or to maintain an account, regardless of your account balance or trading volume.
7. YOU don’t have to pay trading fees or exchange fees.
There are none of the usual fees, which futures and equity traders are accustomed to pay:
NO exchange or clearing fees,
NO NFA or SEC fees.
Because currencies trade over-the-counter (OTC), via a global electronic network, in FOREX, what you see on your trading screen, is what you get, allowing you to make quick decisions on your trades without having to worry or account for fees that may affect your profit/loss or slippage.
In the equity and commodity markets, you must pay both a commission and exchange fees. The over-the-counter structure of the FX market eliminates exchange and clearing fees, which in turn lowers transaction costs.
Tip! In Forex trading, a small margin deposit can control a much larger total contract value. Leverage gives the trader the ability to make extraordinary profits and at the same time keep risk capital to a minimum.
8. HOW to Forex brokers make money if they don’t charge commissions?
Like all traded financial products, over-the-counter currency trading involves a bid/ask spread, which represents the prices at which your counterpart is willing to trade. Your broker will receive a part of this bid/ask spread.
Because the currency market offers round-the-clock liquidity, you receive tight, competitive spreads both intra-day and night. Stock traders can be more vulnerable to liquidity risk and typically receive wider trading spreads, especially during after-hours trading.
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9. Market Transparency.
Market transparency is highly desired in any trading environment. The greater the market transparency, the more efficient the market becomes. Unlike other markets where transparency is compromised (like in the many recent scandals), FOREX markets are highly transparent (i.e., analyzing countries, and having access to real-time research / news, is easier than analyzing companies).
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Because of this transparency, as an FX trader, you will be able to apply risk management strategies in accordance to your fundamental and technical indicators.
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The FX market offers the highest level of market transparency out of all the financial markets. Because of this, order execution and fill confirmation usually occur in just 1-2 seconds.
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In Forex, order execution is all-electronic and because you’ll be trading via an Internet-based platform, instantaneous execution is routine.
There are no exchanges, no traditional open-outcry pits, no floor brokers, and consequently, no delays.

Universal Finances

Bankruptcy

The legal provision of bankruptcy, though sometimes misused, is a dynamic and often disciplined process. By it, a hopelessly indebted individual can get going an official judgment of financial inability and serve free of longing. This may represent on a stopgap or permanent basis, depending on the degree of insolvency.
dissemble new amendments effect US laws, there is little or no social or corporate stigma attached to filing for bankruptcy. Filing for bankruptcy, though a matter of public record, no longer means that it becomes a matter of state knowledge. Effectively, this is an stimulus for the bankrupt wassail to effect another attempt at financial solvency. An individual can train for bankruptcy under Chapter 7(for irreversible insolvency) or Chapter 13(for temporary insolvency).
The benefits of filing due to bankruptcy include restoration of bank acceptance via a secured notion separate. This requires a certain preserve to be made, but a new line of credit can be established within two elderliness of doing so. Meanwhile, the bankrupt person has assured freedom from harassment by previous creditors.
The US Congress amended the US bankruptcy code(ratified in 1978) connections 2005, again additional amendments were made on October 17, 2005, to discourage the abuse of the generous provisions available.. In fact, the passing of these amendments was preceded by a precise stampede on bankruptcy courts by people hoping to beat their enactment.
unbefitting the revised Bankruptcy Abuse Prevention further Consumer Protection Act of 2005, (BAPCPA), someone filing in that bankruptcy is subjected to stringent tests to establish certain insolvency and present income. greater provision is that people house magnetism any particular state, exigency serve residents of that state in that at first off two senescence to embody eligible. Bankruptcy laws do not certify a hide against aliment and child support obligations.

Universal Finances

Managing Credit Cards

In 1968, Canadians first got their hands on credit cards, making it faster and easier to spend money they didn’t necessarily have. Aside from their plastic, many Canadians also deal with the varying burdens of student loans, mortgages and all the other factors that contribute to personal debt. The CBC Digital Archives looks back on the times and troubles of personal debt in Canada, exploring how we get into debt and how we might avoid it.
Credit card management is an important factor in credit ratings and credit scores. Help in finding that best credit card or debit card that meets your needs with no annual fees and loyalty rewards or mileage points begins here. Learn how to spot hidden fees and monitor late fees and other penalties that drive up the costs of credit. Educate yourself on protecting your creditworthiness and identity from phishing schemes and scammers. The credit card business is more than offering convenient payment options for consumers, but also includes the credit tracking and credit ratings for businesses and individuals. Increase your understanding of the credit industry and become the master of your credit cards.

Universal Finances